Commercial Manager

About the role

We are seeking a proactive Commercial Manager to support the Agency Manager in driving business development, managing client portfolios, and overseeing credit activities within our banking and financial services agency in Maroua.

Key responsibilities

• Analyze credit requests from merchants and economic operators and negotiate initial credit terms.
• Prepare, submit, and monitor credit files until completion, ensuring timely recovery of granted credits.
• Identify credit risks, propose mitigation measures, and follow up on credit performance.
• Assist the Agency Manager with commercial animation, prospecting new clients, and opening new accounts.
• Manage the agency’s Small Business channels and track commercial targets and team performance.
• Organise performance review meetings and act as backup for the Agency Manager when absent.
• Support agency opening/closing procedures and execute any additional tasks assigned by the Agency Manager.

Required profile

• Minimum Bachelor’s degree (Bac+3) in Management, Business Administration or Commercial Management.
• At least 3 years of experience in the banking sector.
• Strong sense of responsibility, proactive attitude, and ability to work independently.
• Excellent negotiation, persuasion, and teamwork skills.
• High level of discipline, organization, and commitment.
• Must be based in Maroua and fluent in the local language (Foulfouldé).

Required skills

• Financial analysis
• Credit risk assessment
• Basic accounting processes (checks, payroll, reconciliation)

What we offer

• Competitive salary of approximately 150,000 XAF